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  The Lloyds TSB Franchise team has in-depth knowledge of the franchise sector. Our Franchise Development Managers are available throughout the UK and will work closely with the local business team to make sure that you have all the support you need. Lloyds TSB provides all franchisees that open an account with a named Business Manager with direct telephone access to your business banking team. Our range of telephone, PC and Internet banking services allows you to quickly access account information and basic services. You can register for free text alerts to receive account updates sent directly to your mobile phone. If you're starting out in franchising our business account package will give you the best possible start. You will benefit from our 18 months free banking offer** on day to day transactions. All we ask is that you keep your account within agreed limits, for example not going overdrawn without agreeing with us first. We do not pay credit interest during the free banking period. We can tailor our financial schemes specifically for your franchise, using our range of financial solutions which include loans, overdrafts, asset finance, commercial mortgages, corporate cards, merchant services, factoring or invoice discounting. We can support you with the following: o To buy the franchise o Purchase fixtures and fittings o To help you move into suitable business premises o Stock finance o Provide working capital o Improve cashflow o Acquisition of essential equipment, machinery and vehicles o Debtor management and finance o Staff training o Business expansion o Protection for you and your business for your peace of mind o Card processing Lloyds TSB has agreed a special deal for prospective franchisees to get the franchise contract reviewed by an experienced British Franchise Association affiliate lawyer at a discounted fixed fee of £370 plus VAT. This is an independent service provided by Nina Moran-Watson at a discounted fixed rate negotiated by Lloyds TSB. For full details of this service contact our Franchise Unit. Before deciding whether franchising is the right step for you it will be advisable to carry out careful research. Attending a bfa franchisee seminar and purchasing their guide is a good starting point. It is essential that you receive expert support from a bank that has a specialist franchise department as we can offer practical guidance and impartial advice. Legal Disclaimer Lloyds TSB does not endorse or recommend any franchise opportunity. You should seek independent professional advice before making a commitment to invest. *Loans and overdrafts are available for business purposes only. Overdrafts are repayable on demand. All credit is subject to an assessment of your financial position. Security may be required. Any property given as security which may include your home, may be repossessed if you do not keep up repayments on your mortgage or other debts secured on it. All loans are subject to status and we will need your permission to carry out a credit check on you and your business. You should not apply for an amount that you cannot comfortably afford to repay. **New business start ups with an anticipated first year banking turnover below £2million, receive 18 months free banking whether in credit or using an agreed overdraft facility. Certain charges and transactions are not subject to the business account discount. For full details, please contact your local Lloyds TSB branch or business team. Calls may be monitored or recorded. Please remember we cannot guarantee security of messages sent by email. Authorised and regulated by the Financial Services Authority and signatories to the Banking Codes. | ||
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